Morgan was born in Paris, Kentucky, and was the son of former slaves (and the 7th of their 11 children). His formal education ended during elementary school.
As a a teenager (in 1895), Morgan moved north to Cincinnati, Ohio, looking for opportunity. His incredible ability to repair machinery led to many job offers from factories. In 1907, he started his own sewing equipment and repair shop. His business expanded in 1909; he employed 32 people, who used equipment that Morgan made (and invented) himself.
In 1920, Morgan went into the newspaper business, starting the "Cleveland Call." He was very successful, and eventually bought a car. While he was driving along the streets of Cleveland, he realized how unsafe intersections were, and was determined to make driving safer.
Morgan developed many other inventions, including a safety hood and smoke protector for firefighters (patent No. 1,113,675, in 1912), a gas mask (patent No. 1,090,936, in 1914). He also developed a zig-zag sewing machine attachment, a hair straightener, hair dying lotions, de-curling hair combs (patent No. 2,763,281, in 1956), and other inventions.